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Card Profile

Card Overview

Premium banking meets luxury lifestyle with exclusive rewards and unmatched benefits

HDFC Bank Infinia

Metal Edition Credit Card

Premium
Joining Fee ₹12,500
Annual Fee ₹12,500
Add-on Card Fee ₹3,000

Welcome Offer

₹10,000 vouchers

Lounge Access

Unlimited domestic & international

Fuel Surcharge

1% waiver on all fuel

Premium credit card design
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Key Highlights

5X Rewards on Amazon
10X on Flipkart
20% off Zomato
15% off Ola rides

Fees Summary

Transparent pricing with no hidden charges

Primary Fees

Joining Fee ₹12,500
Annual Fee ₹12,500
Add-on Card Fee ₹3,000
Overlimit Fee ₹500
Cash Withdrawal Fee 2.5% (min ₹500)
Late Payment Fee ₹1,100

Interest Rates

Monthly Interest 3.6%
Annual Interest 43.2%

Foreign Charges

Currency Mark-up 2%
Cash Advance 3%
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Utility Payments

No charges on utility bill payments

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Contactless Payment

Zero fees on tap & pay transactions

Benefits

Unlock premium privileges and exclusive rewards

₹10,000 Welcome Offer

Get premium vouchers on activation. Use across brands and experiences.

Unlimited Lounge Access

Domestic and international lounges. No limits, no caps.

1% Fuel Surcharge Waiver

Save on every fuel transaction. No minimum spend required.

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5X
Rewards on Amazon
10X
Rewards on Flipkart
20%
Off on Zomato
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Category Perks

Maximize rewards across top merchants and services

A

Amazon

5X Points

Earn 5X reward points on all Amazon purchases

No minimum spend • Maximum 10,000 points/month
F

Flipkart

10X Points

Get 10X rewards on Flipkart shopping

All categories included • Bonus weekends
Z

Zomato

20% Off

Instant 20% discount on all Zomato orders

No promo code needed • Valid on all restaurants
O

Ola

15% Off

Save 15% on Ola rides every time

Auto, Mini, Prime included • Weekly bonus rides

Utility Payments

Electricity Bills 2% Cashback
Gas Bills 2% Cashback
Water Bills 2% Cashback
Mobile Recharge 2% Cashback
Premium shopping bags Luxury shopping experience

Bonus Categories

3X
Travel
4X
Dining
2X
Groceries
5X
Entertainment
Premium shopping rewards

Detailed Fees

Complete Fee Structure

Joining Fee ₹2,500
Annual Fee ₹2,500
Add-on Card Fee ₹1,000
Overlimit Fee ₹500 or 2.5%
Cash Withdrawal 2.5% (min ₹500)
Late Payment ₹1,100
Foreign Markup 2%
Interest Rate 3.6% pm
GST 18%
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Fee Calculator

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Total Fees ₹2,500

Terms & Conditions

Eligibility Criteria

  • • Age: 21-65 years
  • • Income: ₹6L+ annually
  • • Good credit score (750+)
  • • Resident of India

This card is subject to approval based on credit profile and income verification. All rewards are subject to terms and conditions of the reward program. Fees are exclusive of applicable taxes.

Cash withdrawal attracts finance charges from day one. Foreign transaction markup applies on all international transactions. Late payment charges apply beyond due date.

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Last Updated

Modern Workspace Desk

Last Updated

Last updated: March 15, 2024

All information is current as of the last update and subject to change without notice.

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Update Schedule

Updated regularly to ensure accuracy

Modern Workspace

Continuous Updates

We strive to keep all information accurate and up-to-date.

Last Updated: March 15, 2024

All information on this page is current as of March 15, 2024. We continuously update our content to ensure accuracy and relevance. For the most current information, please refer to the official HDFC Bank website or contact customer service.

Last updated on: March 15, 2024

Next review: June 15, 2024